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COBRA Qualifying Event Detection

Detect terminations, hours reductions, and dependent changes in real time. Hit the 14-44 day COBRA notice deadline every time.

Benefits
Models & Fields

ThrivePass cut their benefits admin onboarding from 6 weeks to under 1 week by automating event-driven workflows. Real-time data meant zero manual eligibility checks and compliance deadlines met every time.

The Problem

COBRA admins receive termination and qualifying event data through 834 files—monthly, quarterly, or when the employer remembers to send them. A 30-day delay is normal. Miss the federal 14-44 day notice window and the employer faces penalties. Employees don't know they have COBRA rights until it's too late to elect.

How It Works

  1. Stream employee events via webhook - Bindbee sends real-time notifications when employment status, hours, or dependent enrollment changes.
  2. Detect qualifying events instantly - Parse terminations, hours reductions, and dependent losses as they happen in the source system.
  3. Trigger COBRA workflows - Automatically initiate notice generation and compliance tracking within the 14-day notice window.
  4. Close the audit gap - Eliminate missed events and late notices by moving from batch files to live event streams.
Customers_

Proof

ThrivePass cut their benefits admin onboarding from 6 weeks to under 1 week by automating event-driven workflows. Real-time data meant zero manual eligibility checks and compliance deadlines met every time.

Strong HRIS connector coverage with a consistent API experience. Clean and intuitive developer experience. Excellent visibility into API activities and data movement. Faster implementation timelines versus traditional middleware approaches. Modern architecture without excessive enterprise overhead.

Eric Bersagel

Platform Product Manager, Middleware, ThrivePass

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